Unsecured Business Loans Maymorn NZ

By This Tomorrow You Could Have Everything You Need to Be Successful WithThe Help Of a Maymorn Business Loan

Unsecured Business Loans Maymorn

A Maymorn unsecured business loan is quick and simple to obtain. Approve your loan in a matter of minutes and start using the funds for your company.

  • Could additional funds assist your business with working capital or in achieving the potential for growth?
  • How do you finance your company requirements?

What to expect:

  • Simple process to apply to be approved and receive funds as soon as tomorrow
  • Optionally , no reayments during the first 4 weeks
  • From $5k to $500K in loans
  • Terms from 3 to 36 month
  • Competitive rates of interest prices
  • Minimal docs needed

The conditions for eligibility for an unsecured business loan within Maymorn are fairly minimal.

I can now fund the fitout of our modern Maymorn resturant without having to pull cash from the other ones.
Maymorn Resturant Owner
I am now able to make the coffee I serve my clients with the best equipment.
Cafe Owner
I'm now able take an extended vacation knowing that the Maymorn business will run without a hitch.
Local Business Owner
Simple loan application procedure with a huge borrowing limit, minimal requirements for credit and no need to provide a business plan. You no longer need to use your personal credit card or business credit card to finance your business.
Unsecured Loans Made Simple
I'm able get my tax back to keep me on track.
Small Business Owner
Business loan interest rates and repayment terms, as well as flexible repayment options to fit your company requirements.
Business Lending Options
I can now hire a marketer to increase the success of my company to the next stage.
Growing Maymorn Business
Business loans, especially one that is an unsecured business loan or line of credit to business financing require have no stressfull procedure. Finance for a company in the shape in the form of small business loans at a fixed interest rates and repayment time that will suit the requirements of your company budget.
Business Lenders for Business Goals
Unsecured Business Loan Service Provider

Fast Approval Process

Requesting the business credit within Maymorn with us is simple and only takes less than a minute, with no piles of paperwork or long waits.

Approved and receive cash within 1-2 company days.

Helping Business Owners Looking for an Unsecured Loan

People Choose Us Because We Get Results

Our goal is to assist Maymorn companies of all kinds, from small to medium-sized soloprenuers to get access to funds quickly so that they can utilise the loan to expand and grow.

  • It all starts with a simple online application, or phone call
  • Flexible repayment terms to meet the needs of your company
  • Fast funding within a day or two
  • We want both you and your company to succeed
Simple eligibility checklist

Small Business Loan Eligibility Criteria

The requirements for getting an unsecured business loan in Maymorn of between $5K and $100K is fairly low.

  • A minimum of six months in business
  • At least $6,000 revenue per month
  • Be a New Zealand based business with a New Zealand Business Number (NZBN)
  • Passport or
  • Driver’s License to serve as evidence of identity
  • Use a New Zealand bank as your primary account for trading
  • Bank statements for the last 6 months

Do you require more money? Take a look at the eligibility requirements for our $100K to $500K business credit.

Here's How Others Have Benefited

Examples of Business Loans

A plumber who has worked in the business for 3 years with 80K in monthly sales was in search of additional funds. They took out $153K on the course of 36 months. All that was needed is 12 months worth of banking statements and confirmation of the loan's status with IRD. The process was completed within a day and the plumber was able to access their working capital in their account soon afterward.
A company coach wanted to invest in an health as well as beauty business. With just under twelve thousand dollars in monthly income the company was able to borrow $24K over 24 months. This only required twelve months worth of statements and was done in 8 hours.
Business Coach
Acquiring a pizza store and two liquor stores six to 12 months earlier, the new owners were seeking more funds. The revenue total was greater than $500K per month and they were able to borrow $300K and split it into $100K per store on two different 24 and 36 months. There was no security on the owners' homes was needed.
Owner of a Pizza Store & 2 Liquor Stores
A designer for interiors had seen an opportunity to expand their company and required working capital to finance the expansion. With a monthly revenue of $300K they borrowed $250K over 24 months. The turnaround time was only two days and all they needed for them to provide the required documents were twelve months' bank statement along with IRD confirmation and their trust deed.
Interior Designer
A gym that was running for more than three years wanted to grow and needed additional equipment. With monthly revenue of $37K they borrowed $72K over a 24- month period. The loan was not secured and the loan was ready within just 24 hours.
Simple eligibility checklist

Larger Maymorn Business Loan Eligibility Criteria

The requirements for eligibility of loans from larger Maymorn company loans of between $100K to $500K comprise:

  • A minimum of 3 years of business
  • At least $700K of annual income
  • Be a New Zealand based company with an New Zealand Business Number (NZBN)
  • Passport or Driver’s License for identification proof
  • Use an account with a New Zealand bank as your primary account for trading
  • Bank statements from the last 6 months
  • Certain financial statements, such as Profit & Loss as well as Aged Accounts Payable and Receivable

Looking for a smaller amount of funds? Look over the guidelines for eligibility for our $5K to $100K Maymorn unsecured company loans.

Business Lending for a Cash Injection

What do you want to use the business loan in Maymorn for?

A Maymorn unsecured loan is perfect for almost any company need. Talk to us today.

  • Add or remodel commercial properties
  • Staff expansion for busy periods
  • Increase stock levels to meet demand
  • Build a new website or improve your marketing
  • Invest in new equipment, tools or new technologies
  • Buy extra stock to meet the seasonal demand
  • Manage cash flow fluctuations
  • Plus many more …

Do you want to start working on one of these as soon as tomorrow? Then get in touch with us or send your application online to apply the fastest, most convenient way.

Quick application checklist

What do you need to apply

All you need for starting is your contact information (company name, your name, email or phone number), how much you want to borrow, and your monthly income.

Through the process and before settlement we’ll require confirmation of your identity however, not in order to begin:

  • Idenfication details (valid Driver’s Licence)
  • Business information including trading times as well as ownership information and the NZBN (New Zealand Business Number)

Once we’ve started when it comes to loans over $150,000 you will also require basic financial statements:

  • Profit & Loss statement
  • Aged payables
  • Aged receivables

Let’s get started now.


Apply Now

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    Here's How Others Have Benefited

    Examples of Business Loans

    A plumber who's been in business for 3 years with monthly sales of $80K was in need of more funds. They took out $153K on 36 months. All that was needed were 12 months' worth of statement and confirmation from the IRD. The process was completed within a day and the plumber got their extra working capital in ther account shortly thereafter.
    The owner of a small supermarket that was making $70K a month borrowed $76K over a 24 month term with no repayments for the first 4 weeks. The loan required 12 months of bank statements. The turn around time was 6 hours from submitting the application to receiving the money.
    Grocery Store Small Business Loan
    With the busy Christmas time fast approaching, a clothes store needed working capital to purchase more inventory and to take advantage of discounts offered by suppliers. They were able to borrow $20K for 12 months without security for assets and received the funds in less than 24 hours.
    Clothing Store
    A gym that had been in operation for more than 3 years, was planning to expand and needed additional equipment. With an average monthly revenue of $37K they borrowed$72K over a 24 month period. The loan was not secured for the loan and it was ready within just 24 hours.
    After purchasing a pizza store and 2 liquor stores six to 12 months earlier, the new owners were looking for additional cash. The revenue total was greater than $500K per month and they could have borrowed $300K, split out as $100K for each store using the option of 24- and 36 month terms. There was no security on the owners' houses was needed.
    Owner of a Pizza Store & 2 Liquor Stores

    The lending landscape has changed

    With banks and traditional lenders tightening credit conditions as well as the continuous stream of non-bank and alternative loan providers entering the market offers the perfect source to access.

    Maymorn SME’s are now capable of accessing finance through alternative lenders who service Maymorn who are focused on facilitating company growth or smoothing out cash flow issues. In the past, individual credit providers (drawing equity from the home loan, or by using credit cards, personal loans and the overdraft) could be the best alternative financing services within Maymorn that were around.

    There’s there is no need of having to rely on using real estate to secure company lending. With an unsecured loan business financing is easy. Instead of a term loan through a bank, business finance for an SME with interest rates and loan terms that can help with cash flow is available as business loan options.



    High level summary

    Separate personal and business debt

    There are many benefits by separating personal and company debt.

    • Your home or other investments, aren’t tethered in order to access funds
    • This business will be in much better position to build its own credit history
    • It’s substantially more seamless at tax time
    • Businesses are able to easily review how they are performing, monitor and plan on the ability to clearly determine their cash flow position

    Lower your risks, make your tax time more simple, apply for an unsecure busines loan. Get it today.

    For those who like the detail

    Separate personal and business debt


    The main benefit of keeping your personal and company assets separate is that your home does not have to be tied for access to the money. For a small business loan within Maymorn up to $100K asset security won’t be required so long as the borrower is able to meet the loan requirements.

    Credit history

    Companies are in a advantageous long-term situation if they have a good credit or debt capability.


    A separation between personal and business finances makes it significantly more seamless in the event of tax time, particularly when identifying what is the tax-deductible amount. The IRD has set out guidelines for the documentation required in order to deduct deductions from the tax return of a company. This is a subject that the IRD has specifically advised on.

    Cash flow

    Effective cash flow management is crucial to the long-term survival for any company. Through keeping your personal finances and business finances separate, companies can easily view the situation, track and plan based on their ability to easily assess their cash flow position.

    I am now able to take vacation knowing that it is safe knowing that Maymorn company will run smoothly.
    Local Business Owner
    I'm now able to finance the remodel of our brand modern Maymorn resturant without having draw cash from other restaurants.
    Maymorn Resturant Owner
    Business loans, especially an unsecured unsecured business loan or line of credit for business financing need never be an tense process. Finance for a business in the shape in the form of small business loans at an interest rate and repayment period that is suitable for your company cash flow.
    Business Lenders for Business Goals
    I can now hire an expert marketer to boost my business to the next level of business growth.
    Growing Business
    I'm able to get my tax back on track.
    Small Business Owner
    Business loans with interest rates and repayment terms as well as flexible repayment options to fit the requirements of your company needs.
    Business Lending Options
    I am now able to make the coffee I serve my clients with the very best equipment.
    Cafe Owner
    Simple loan application procedure with a huge amount of borrowing capacity, a low credit criteria and no need to submit a business plan. Don't use your personal credit card and company credit cards to fund your business.
    Unsecured Loans Made Simple
    FAQ: business lending & business loans for business owners

    Business Loans Frequently Ask Questions

    Information About The Maymorn Small Business Loans

    Tell me how you are able to avail the Maymorn Small Business Loans

    Maymorn unsecured loans offers the range of $5,000 to $100,000, with terms ranging from 3 and 24 month and cash flow-friendly repayments that are either daily or weekly.

    What is this Unsecured Loan different from an ordinary company loan?

    It is imaginable to apply to your Small Business Loan in under 10 minutes via the internet or on the phone. You’ll receive an answer within the same day and the funds could be in your account within 24 hours. Traditional business loans have an annual rate of interest together with additional fees and charges. The company loan is a cash-based loan which means you be aware of the amount you will have to pay, including any fees, interest or charges. Then, it is divided into weekly or daily repayment figure.

    What could you use the Small Business Loan be used for?

    A Small Business Loan can be used for nearly any company need, such as cash flow management, company remodels and marketing to purchase inventory or new equipment, to fund general working capital, and much more. The loan cannot be used for personal reasons.

    Concerning Larger Maymorn Business Loans

    What is the Larger Maymorn Business Loan?

    The Larger Business Loan is a larger size of loan that can be used to fund business expansion opportunities. The loan ranges from $100,000 to $500,000 over a fixed term with a maximum of 36 months. Repayments are scheduled weekly or fortnightly in order to accommodate you cashflow.

    How is the Origination Fee determined?

    A Larger Business Loan has an Origination Fee which is calculated at 2.5 percent of the amount of the loan.

    Am I eligible for the Larger Business Loan?

    In order to be eligible for a loan in this amount, your business needs to have been operating for at least three years with an annual turnover of $700K. It is necessary to be a New Zealand Citizen (or Permanent Resident) over 18 years, own a New Zealand business (with a valid NZBN/IRD) and be able to prove at minimum 12 months of business.

    How can the funds be used for?

    A large business loan can be used for nearly any company reason, such as company remodeling, buying equipment or inventory or as general working capital and so much more. The loan is not available for personal purposes.

    Is the Larger Business Loan one that requires security?

    Asset security is needed to access funding over $150,000. This can be done as a result of an charge on assets, which could also include registering this through the PPSR or registering as a caveat.

    A personal or director’s guarantee is a guarantee to pay off a credit line that is generally in nature rather than stipulating the security of a specific asset. The person signing the ensure is personally responsible if the company lender is not able to repay the debt.

    The Personal Property Securities Register (PPSR) is a central, national online register operated by the New Zealand Government. It reflects security interests that are registered for personal property (including objects or assets). The PPSR allows prioritisation over property that is personal to be assigned in accordance with the date on which a security interest was registered.

    An affidavit is an official document that is filed to provide an official notice of a claim to property.

    What is a pre-approval without Credit Check?

    If you’re applying for a Larger Business Loan of $250,000 or more we may be able to provide a preliminary pre-approval to help smooth out the process. We might be able to apply for this without credit checks and within 6 hours of the initial application. The pre-approval is based upon an initial assessment that includes you answering a few financial health questions. It’s neither an offer nor a guarantee of financing. A conditional approval is subject a full credit assessment and any offer that you might receive could have different conditions.

    Application process

    Can I be eligible for funding?

    You may apply for a business loan if you

    • are a New Zealand Citizen (or Permanent Resident)
    • are over the age of 18 and own a New Zealand company (with a valid NZBN/IRD)
    • must show at least six months’ worth of transactions (for the unsecured loan $5K – $100K) or 3 years of trading (for the Larger Business Loan $100K to $500K)

    How do I apply?

    The application process is fast and easy. Complete the online form within a few minutes and a dedicated company loan specialist will contact you to assist you.

    To apply for up to $100,000, you’ll require proof of identity (valid Driver’s Licence) and a valid NZBN/IRD and at least 6 months of bank statements.

    In addition, for larger loan sizes, you’ll need:

    $100K to $250K: Information about the application including credit consent, 6-12 months of IRD statements, bank statements (if credit is over $150K).
    $250K-$500K: Application details including credit consent and 12 months bank statement, an IRD statements as well as the two most recent years’ financial statements, plus interim financial statements for the current year including Aged Payables, Aged Receivables Summary.

    How fast will I get a decision?

    For an unsecured loan ($5K and up) we can often provide an answer within an hour – as long as you apply during quality business timings and permit us to make use of the advanced bank verification system to instantly verify your bank’s information online. If you want to send us copies of your bank statement, we’ll offer the decision within 1 company day.

    For the Larger Business Loan ($100K or more) we could be capable of provide the conditional pre-approval within about six hours. After you’ve signed the pre-approval, turnaround times are about 2-3 days for final approval, however it could be faster based upon the circumstances for each application. Certain deals have been approved within just 24 hours.

    The quickest way to apply is to make sure you apply during normal company hours, and permit us to use the advance bank verification to check your bank’s information online. If you upload copies of your bank statement, it will take a little longer.

    How fast will I get the funds?

    For the Small Business Loan ($5K or more) we usually offer an answer within one hour – provided you apply in normal business time and you allow us to use the bank verification system to immediately verify your bank account information online. If you opt to send us copies of your bank statements, we’ll be able to provide the decision in as little as one business day.

    If you are applying for Larger Business Loans ($100K up to $500,000) We may be able to offer you with pre-approval conditional to your application within six hours. Once you’ve signed your pre-approval document, you will need to wait around 2-3 days for final approval. However, it could be faster based on the specifics of each application. Some offers have been approved in less than 24 hours.

    The most efficient method is to ensure you apply during normal business hours. Also, let us use the advance bank verification link to verify your bank information online. If you choose to send us documents from your account statement, it may take a bit longer.

    What is the maximum amount I can borrow?

    We offer loans ranging from $5,000 and $500,000. When you make an application for a particular amount, we take into consideration a range of factors for determining the health of your company and the level of the repayments your company is able to afford. The total amount of your loan will depend on the particular circumstances for your company.

    If you apply for a certain amount, we consider a variety of variables to determine how much we can lend you such as well-being of your company and the extent of the repayments your company can afford. The amount you receive from your loan will be determined by the specific circumstances of your company.

    Fees & repayments

    How much should you charge for a business loan?

    When you request the company loan, we’ll assess the risk assessment that you have for your company and provide an individualised offer, including the loan amount, the terms and interest rates. This business loan is an upfront priced loan and you’ll be aware of the total amount payable including any interest rates, fees or charges.

    What is the basis for the rate I pay?

    Business loan interest rates vary due to variables like the amount to be that is borrowed, what business assets the funds will be used for as well as the field the company operates in, how long the business has been operating for, whether the company has sufficient cash flow to fund the loan, and the overall well-being as well as creditworthiness business.

    What are the fees?

    There aren’t any hidden charges with our business loans. You’ll be aware of the amount you’ll need to pay, and when, right from day one. There’s no compounding interest and there are no additional charges (as long as you are able to make your payments on time).

    We don’t charge an Application Fee. You are able to make an application for loans without any upfront costs or commitment to apply.

    The Origination Fee covers the costs associated with setting up and managing the loan. You are only charged this fee if you proceed with the loan. Our Origination Fee is 2.5% of the amount of loan.

    Can I repay the loan in advance?

    You may choose to pay back the entire amount of the loan early at any time.

    If you do decide to take this route, please contact our helpful company credit professionals. We will provide you with the details of your repayment as well as an early payout amount. This will be calculated as the total of the remaining principal amount and accrued interest to the time of early payout, plus 1.5 percent of the remaining principal and any fees that remain unpaid.

    How do you make repayments work?

    To ensure that you don’t miss payment dates and to align your cash flow schedule, we offer repayments that are either weekly or daily. These are automatically deducted from your designated business account.

    Security & privacy

    Will my data be secure?

    The security of your personal information, as well as knowing how we collect information, use it, and exchange it, as well as protect your information, is crucial and is a crucial part of our relationship you.

    Is it safe to link my bank account to the platform?

    Yes. We use industry recognised encryption protocols to safeguard your personal, sensitive financial information and our funders are ISO 27001 certified for our dedication to the security of our customers as well as their privacy. We use an advanced bank verification system that allows you to instantly verify your bank account details online to provide quick responses.

    About business loans

    How do you define asset-based lending (a secured loan)?

    The term “asset-based” refers to borrowing where the business owner makes use of an asset they own to secure the loan. The asset could be an individual asset, such as the family home, or it could be a company asset like a truck as well as a piece of machine.

    The majority of lenders, not just the banks with the biggest size, prefer to make loans secured by assets. If you’re having trouble paying back the loan, the asset could be sold by the lender. In essence it is a way of securing additional financing using the value of what you already have.

    What do I need security to get an company loan?

    For loans of up to $150,000, there is no requirement for asset security before you can access the money however, we do need a personal guarantee. If you adhere to your loan obligations (as specified in your loan contract document) Asset security will never be needed. For loans over $150,000 generally there is a personal ensure and security that is in the form a charge over assets.

    Industries we currently aren't able to help with

    • Anything adult industry related
    • Auction houses and auction websites
    • Debt purchasers or debt collection firms
    • Direct marketing including direct-mail, mail order, fundraising, telemarketing etc
    • Financial lenders or institutions
    • {Firearm related businesses
    • Foreign currency exchange solutions
    • Customs clearing houses and freight forwarding
    • Business involved with gambling
    • Not-for-profit organisations, charities and churches etc.
    • Panel beaters & smash repairers
    • Pawnbrokers or pawn shops
    • Property developers
    • Stockbrokers, shares andinvesment businesses
    • Tattoo palours
    • Taxi or ride-sharing services
    • Ticket resellers and entertainment sales
    • Tow truck services
    • Used car dealers
    • Car glass tintingfirms
    • Car dismantlers

    Although we cannot assist with an unsecure business loan for these types of industries, we may be able assist by providing secured business loan.

    NZ Business Loan Brokers Services

    Unsecured Business Loans

    Unsecured Business Loans

    Eligibility Requirements

    Eligibility Requirements

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    0800 102 591

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